How long does a transfer from United Kingdom to Nigeria take?

Most transfers arrive within minutes. Bank payouts submitted outside local banking hours in Nigeria can take a little longer, and Tiki shows an estimated arrival time before you confirm.

What does it cost to send money from United Kingdom to Nigeria?

Nothing beyond the amount you send. Tiki charges no transfer fee on this corridor and does not add a margin to the GBP to NGN rate.

How does my recipient in Nigeria get the money?

You can pay out via bank account, cash pickup, airtime top-up and digital wallet. Your recipient does not need a Tiki account — they are notified by SMS as soon as the money lands.

How much can I send to Nigeria?

Limits depend on your verification level. Newly verified customers in United Kingdom can typically send up to £5,000 per transfer, and higher limits unlock once you supply additional documents.

What do I need to send money to Nigeria?

A Tiki account verified with a government ID, and your recipient's payout details — a bank account number, a mobile number, or their full name for cash pickup.

Is it safe to send money to Nigeria through Tiki?

Yes. Tiki is operated by AfrikMoney Limited, registered by the Financial Conduct Authority, and every transfer is protected by bank-grade security and encryption.

GBP → NGN

Send money to Nigeria in minutes.

Live rates from the UK to Nigeria, with no transfer fee and no spread hidden in the conversion.

You send

They receive

197,305.76

Processing fee: £0.00
Amount we are converting: £100
Exchange rate: £1.00 = ₦1,973.06
Estimated completion time: 5 mins

Indicative rate, updated every 5 minutes. Your final rate is locked in the app.

1 GBP = ₦1,973.06 NGN

Indicative mid-market rate, refreshed every five minutes. Tiki adds no margin.

Payout methods

How your recipient in Nigeria gets paid

Why people send

Why people send money to Nigeria

Supporting loved ones, running a business, or handling an emergency — we make it straightforward.

Family support
Regular financial support for the people who depend on you. Perfect for school fees, healthcare, and everyday costs.
Business payments
Pay suppliers, contractors or employees efficiently. Built for international business relationships, not just remittance.
Emergency assistance
Send urgent help when it matters most. Available 24/7 with instant transfer options and live tracking.

Benefits

Everything you need for transfers to Nigeria

Instant transfers backed by local payout partners
Bank-level security with advanced encryption
Transparent pricing with no hidden charges
Competitive exchange rates updated in real time
Multiple payout options in local currency
Real-time transfer tracking and notifications
Customer support in your language, 24/7
Flexible funding options for senders

Country: 🇳🇬 Nigeria
Currency: Nigerian Naira (NGN)
Capital: Abuja
Region: Africa
Payout options: 4
Transfer fee: £0

Frequently asked questions

How long does a transfer from United Kingdom to Nigeria take?: Most transfers arrive within minutes. Bank payouts submitted outside local banking hours in Nigeria can take a little longer, and Tiki shows an estimated arrival time before you confirm.
What does it cost to send money from United Kingdom to Nigeria?: Nothing beyond the amount you send. Tiki charges no transfer fee on this corridor and does not add a margin to the GBP to NGN rate.
How does my recipient in Nigeria get the money?: You can pay out via bank account, cash pickup, airtime top-up and digital wallet. Your recipient does not need a Tiki account — they are notified by SMS as soon as the money lands.
How much can I send to Nigeria?: Limits depend on your verification level. Newly verified customers in United Kingdom can typically send up to £5,000 per transfer, and higher limits unlock once you supply additional documents.
What do I need to send money to Nigeria?: A Tiki account verified with a government ID, and your recipient's payout details — a bank account number, a mobile number, or their full name for cash pickup.
Is it safe to send money to Nigeria through Tiki?: Yes. Tiki is operated by AfrikMoney Limited, registered by the Financial Conduct Authority, and every transfer is protected by bank-grade security and encryption.